VA Disability Myths - The 5 Facts You Need To Know - Veterans Guardian

VA Disability Myths – The 5 Facts You Need To Know

PTSD Claim – Common Questions About Filing
March 18, 2019
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Many veterans are misinformed about what it means to receive VA Disability Benefits. To set the record straight, we want to talk about the most common myths and misconceptions.

Many veterans are misinformed about what it means to receive VA Disability Benefits. To set the record straight, we want to talk about five of the most common myths and misconceptions.

Marine and Army Veterans smiling at an event.
http://Photo by Craig Adderley from Pexels

Myth: I don’t deserve disability pay. Other veterans are worse off than I am, so they should be the ones compensated.

Filing a VA disability claim lets the VA know you have a health condition which is a result of serving in the military. The VA may give you a rating decision on one or more conditions, depending on the strength of evidence that is presented.

By achieving a VA rating of 10% or more, you receive monthly disability compensation and access to VA Medical Care. Generally, the earlier you file your claim, the easier and sooner you get coverage for your conditions. Usually, these conditions will worsen over time. Your disability claim exists to help you cover the costs of your healthcare needs as time goes on.

Filing a VA disability claim does not mean that you are taking away from veterans with more severe conditions or taking unfair advantage of the system. You are simply seeking a benefit which you are potentially eligible for after your time in the military.

Remember, the VA takes an evidence based approach when evaluating claims. In other words, without strong medical evidence connecting your service-related condition to your claim, you will not be able to achieve an accurate or fair VA Disability Claim rating.

Myth: Getting VA Disability benefits will take them from someone who deserves them.

The VA exists to serve ALL veterans. You owe it to yourself to seek the benefits you have earned and are entitled to through your service.

Veterans are placed into 8 Priority Groups based on various factors, including the severity of their disability rating. The VA will place you in the group that it feels accurately represents the level of care you need.

Myth: I left active duty years ago and now it’s too late to file a claim.

You can file your disability claim any time after service. People wait to file their claim for various reasons, but there’s no deadline for submitting a claim. Typically it’s easier to file a claim shortly after separating. However, certain conditions may not occur until years after leaving military service.

Myth: VA Disability compensation will reduce my retirement pay.

This is true for a retiree with a VA disability rating of 40% or lower. The veteran will have their military retirement pay reduced dollar-by-dollar based on the amount of disability compensation they receive from the VA. Wonder why? It’s because veterans “waive” retired pay to receive VA compensation.

Retirees with a rating of 50% or higher are eligible to receive Concurrent Retirement and Disability Payments (CRDP). CRDP awards veterans their full military retirement pay, in addition to full VA Disability compensation payment.

Myth: If I receive a 0% disability rating for a condition, I won’t receive payment.

When a 0% disability rating occurs, the VA recognizes the condition is connected to your military service. However, you won’t receive a payment for a 0% condition. It’s important to realize if the condition worsens and you have new medical evidence to prove it, you can file a new claim to potentially get an increase.

Have any other questions about your claim? Talk to our team to see how we can help.

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